Residential landlord insurance

Protect Your Property. Protect Your Investment.

Residential landlord insurance from Eastern Insuring Agency helps protect your rental property and your income - so you can rent with confidence.
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Experienced advisors.

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Multiple carriers.

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Real guidance when you need it most.

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Landlord Insurance Customized Around You

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Property Protection That Fits.

Helps protect your rental property and structures from covered losses like fire, wind, vandalism, and more.

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Liability Coverage That Protects You.

Helps cover you if someone is injured on your property or you're sued for a covered incident.

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Loss of Rental Income Protection.

Helps replace lost rental income if your property is temporarily uninhabitable due to a covered loss.

Key Coverage Options

  • Dwelling Coverage
  • Other Structures Coverage
  • Personal Property Coverage (Your Belongings)
  • Loss of Rental Income
  • Liability Coverage
  • Medical Payments to Others
  • Vandalism & Malicious Mischief
  • Theft Coverage
  • Optional Flood & Earthquake Coverage

Coverage that works as hard as you do.

Whether you own one rental or several, we'll help you build the right policy to protect your property, your tenants, and your bottom line.

Proudly Serving Landlords Across New York

We work with landlords and real estate investors throughout:

  • Adirondack Region
  • Capital Region
  • Hudson Valley
  • Long Island
  • Western New York
  • Mohawk Valley
  • New York City
  • And Surrounding Areas
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Local knowledge. Trusted protection.

Frequently Asked Questions

What does landlord insurance typically cover?
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Landlord insurance typically covers the building, liability claims, and certain rental-related risks. Optional coverage may include contents, loss of rent, and legal expenses.

Do I need landlord insurance if I have a mortgage?
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Many mortgage lenders require landlord insurance for rental properties. It also helps protect your investment from unexpected losses.

Does landlord insurance cover tenant damage?
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Accidental tenant damage may be covered, depending on your policy. Deliberate or malicious damage is often available as an optional add-on.

Is loss of rental income included in the policy?
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Many landlord insurance policies offer loss of rental income coverage if your property becomes uninhabitable due to a covered event. Coverage limits and conditions vary.

Can I bundle landlord insurance with other policies?
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Yes, many insurers let you bundle landlord insurance with home, auto, or other policies. Bundling may qualify you for discounts and simplified policy management.

Your Property. Your Investment. We're Here to Protect It.

Eastern Insurance Agency provides comprehensive landlord insurance to help safeguard your rental property, income, and peace of mind.

Explore Personal Coverages

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Valuable Items

(ATV, Boat, Motorcycle, Snowmobile)

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Landlord /

Rental Property

Insurance That Actually works the Way You Live

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Real Advisors.Real Accountability.

Work with licensed advisors who understand your risks - not call centers - or scripts.
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Technology ThatRemoves Friction

Access ID cards, policies, payments, and service requests online - without chasing paperwork.
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Coverage Designed Around You

We compare multiple top - rated carriers to build coverage that fits your life and budget

The Coverage People Miss Most

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Umbrella Insurance

The most affordable “extra layer” of protection. Umbrella insurance provides additional liability coverage above your home, auto, or other policies when their limits are reached.
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Flood Insurance

Many NY homeowners assume they’re covered—flood insurance is actually a separate policy designed  specifically to protect your home and belongings from damage caused by rising water.
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Valuable Items

Scheduled coverage helps protect higher-value items that may exceed the limits of your standard homeowners or renters policy.
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An independent insurance agency providing personal, commercial, and life insurance solutions across New York.
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1-800-698-1222  
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Our Locations

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Amsterdam

2 Guy Park Avenue
Amsterdam, NY 12010
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Carmel

72 Gleneida Avenue
Carmel, NY 10510
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Malone

7 Rockland Street, Suite A
Malone, NY 12953
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Plattsburgh

1645 Military Turnpike Hwy
Plattsburgh, NY 12901
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Eastern Insuring Agency is licensed to provide insurance services in New York State. Coverage is subject to underwriting guidelines and policy terms.
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