From errors and omissions to cyber threats and liability claims, professional service firms face unique risks every day. Eastern Insuring Agency helps New York professionals stay protected with coverage designed for the way you work.
Mistakes, missed deadlines, or advice can lead to costly claims and legal expenses.
Mistakes, missed deadlines, or advice can lead to costly claims and legal expenses.
Slip and fall injuries, third-party claims, and contractual liability can impact your bottom line.
Disruptions to your business can result in lost income and ongoing expenses.
Protects against claims of negligence, errors, or failure to provide professional services.
Covers bodily injury, property damage, and personal injury claims.
Protects your office, equipment, furniture, and business personal property.
Covers data breaches, cyber extortion, and other digital threats.
Helps replace lost income if your business is interrupted due to a covered loss.
Covers business-owned vehicles used for meetings, errands, and travel.
Covers medical costs and lost wages if you have employees.
Protects against employee disputes, harassment claims, and wrongful termination.
Adds an extra layer of liability protection above your primary policies.
Helps cover notification costs, credit monitoring, and public relations expenses.
Past losses and risk management performance
The nature and complexity of the services you provide
Annual revenue and number of professionals
Client contracts and indemnification requirements
Data protection measures and IT security practices
Policies and procedures to reduce potential exposures
Office location and property-related risk factors
Qualifications and experience of your team
Plans in place to respond to a loss or disruption
Alleged mistakes, missed deadlines, or negligent professional services.
Unauthorized access to client data and sensitive information.
Injuries to clients or visitors on your premises.
Damage to office equipment, computers, or other business property.
Legal fees and court costs related to claims and lawsuits.
Leaks, pipe bursts, or weather events causing property damage.
A pizzeria typically needs general liability, property, workers' compensation, and commercial auto coverage. Additional protection like business interruption is also recommended.
Yes, if you serve or sell alcohol, liquor liability insurance helps protect against alcohol-related claims. It may also be required by law.
Standard policies may not cover deliveries. Commercial auto or hired and non-owned auto coverage is usually needed.
Food spoilage is covered only if your policy includes spoilage coverage. It can help pay for lost food due to equipment failure or power outages.
Yes, in most cases, certificates of insurance can be issued the same day. This helps you quickly meet landlord or vendor requirements.
1-800-698-1222
Call or Text
.svg)
.svg)
.svg)
.svg)
.webp)
