From kitchen fires to delivery accidents, pizzerias face unique risks every day. Eastern Insuring Agency helps New York pizzerias stay protected with coverage designed for your restaurant.
Ovens, grills, and fryers increase the risk of fires and smoke damage.
Ovens, grills, and fryers increase the risk of fires and smoke damage.
Delivery accidents and employee driving increase liability exposures.
Food contamination and equipment breakdowns can disrupt your business.
Covers your building, contents, equipment, and inventory.
Protects against bodily injury, property damage, and personal injury claims.
Helps replace lost income if you can't operate due to a covered loss.
Protects business-owned vehicles and employees while on deliveries.
Adds an extra layer of liability protection above your primary policies.
Covers medical costs and lost wages for employees.
Covers the repair or replacement of vital kitchen equipment.
Helps protect against data breaches and cyber threats.
Protects if you serve alcohol and face alcohol-related claims.
Covers claims related to employee disputes and workplace issues.
Your past losses and claim trends
Fire suppression, hood cleaning, and safety practices
Age, construction type, and building protection
Condition and maintenance of kitchen equipment
Safety training and food handling practices
Locks, cameras, and alarm systems
Driver screening, routes, and delivery procedures
Frequency and severity of past claims
Financial strength and business performance
Grease fires and oven fires can cause extensive property damage.
Spills and wet floors can lead to serious customer or employee injuries.
Auto accidents during deliveries can result in injury and property claims.
Oven, cooler, or freezer failures can halt operations and spoil inventory.
Illness claims and recalls can impact your reputation and finances.
Leaking roofs or pipes can damage your space and equipment.
Most pizzerias need general liability, property, workers' compensation, and commercial auto or delivery coverage. Business interruption and equipment breakdown coverage are also recommended.
Yes, if you sell or serve alcohol, liquor liability insurance helps protect your business against alcohol-related claims. It may also be required by local regulations.
Delivery is not always included under a standard business policy. You may need commercial auto or hired and non-owned auto coverage for deliveries.
Yes, if you add food spoilage coverage, it can help pay for lost inventory due to equipment failure or power outages. Coverage depends on your policy terms.
Yes, in most cases, certificates of insurance (COIs) can be issued the same day. This helps you meet landlord, vendor, or event requirements quickly.
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