From studios and workshops to galleries and markets, artisans face unique risks every day. Eastern Insuring Agency helps New York artisans stay protected with coverage designed for the way you create and sell.
Tools, equipment, and materials are essential to your business.
Tools, equipment, and materials are essential to your business.
Products you create and sell may carry liability risks if someone is hurt.
Fire, theft, or other losses can stop your business and impact your income.
Covers your studio, contents, tools, equipment, and inventory.
Protects against bodily injury, property damage, and personal injury claims.
Helps protect if a product you sell causes injury or property damage.
Helps replace lost income if you can't operate due to a covered loss.
Covers business-owned vehicles used for deliveries, events, or errands.
Covers medical costs and lost wages if you have employees.
Covers the repair or replacement of vital equipment and tools.
Helps protect against data breaches, cyber threats, and online fraud.
Adds an extra layer of liability protection above your primary policies.
Protects against employee disputes, harassment claims, and more.
Your past losses and claim trends
Fire prevention, safety practices, and workspace conditions
Type, value, and maintenance of tools and equipment
Materials used and storage of supplies
Where and how you sell your products
Years in business and industry experience
Vendor agreements, lease terms, and event contracts
Locks, alarms, cameras, and risk controls
Business financials and cash flow strength
Fires can destroy studios, equipment, and valuable materials.
Accidental damage to property or rented spaces.
Claims if a product you create causes injury or harm.
Theft of tools, inventory, finished goods, or personal property.
Visitors or customers injured on your premises.
Leaking roofs, pipes, or storms can damage your equipment and materials.
Most artisans benefit from public liability and product liability insurance. Depending on your work, tools, stock, or events cover may also be recommended.
If you make, sell, or supply physical products, product liability insurance is highly recommended. It helps protect you if a product causes injury or property damage.
Yes, cover can often be arranged for craft fairs, exhibitions, and market stalls. The available cover depends on your insurer and event requirements.
Many policies can include cover for custom work and unfinished items. Check your policy details to confirm the level of protection provided.
Yes, in many cases insurance certificates can be issued the same day. This depends on receiving all required information and payment promptly.
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