Professional Liability Insurance (also known as Errors & Omissions Insurance) helps protect your business when a client alleges a mistake, error, omission, negligence, or failure to deliver professional services.
Even the best professionals can face claims. Eastern Insurance Agency helps businesses across New York protect what they've built with coverage designed for the risks professionals face every day.
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Real advisors.
Modern service tools.
One-on-one commercial insurance support.
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Our coverage helps protect the reputation you've earned.
We evaluate your services, contracts, and industry risks to identify potential professional liability exposures.
We help you understand your coverage, limits, and options so you can make informed decisions.
Our team advocates for you throughout the claims process to help reduce stress and protect your reputation.
Manage certificates, policies, and service requests online with the support of local insurance experts.
A design or plan contains an error that leads to a financial loss for the client.
A client alleges your advice or recommendation caused a financial loss.
A missed deadline results in a client incurring additional costs or penalties.
A client claims you did not meet the terms of your agreement.
As an independent insurance agency, we work with multiple carriers to find the right Professional Liability Insurance for your profession and risk profile.
We proudly serve businesses throughout:
Local advisors. Strong relationships. Smarter coverage.
Professional Liability Insurance, also known as Errors & Omissions (E&O) Insurance, helps protect your business against claims of mistakes, negligence, omissions, or failure to deliver professional services.
It depends on your profession, contracts, and state regulations. While not always legally required, many clients and industries require E&O coverage before doing business.
It can help cover claims involving professional mistakes, negligence, missed deadlines, inaccurate advice, breach of contract, and legal defense costs related to covered claims.
The right amount depends on your industry, contract requirements, business size, revenue, and overall risk exposure. An insurance advisor can help determine appropriate limits.
Yes. Most Professional Liability policies include legal defense costs for covered claims, even if the allegations are ultimately found to be unfounded.
Yes. Many insurers offer coverage to businesses with prior claims, though eligibility, premiums, and policy terms may vary based on your claims history and risk profile.
We'll help you assess your risks, compare options, and build a Professional Liability Insurance program that defends your reputation and your bottom line.
1-800-698-1222
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