Unexpected equipment failure can shut down operations, damage property, and lead to costly repairs. Equipment Breakdown Insurance helps protect your business from the high cost of mechanical, electrical, and pressure system failures.
Eastern Insuring Agency helps businesses across New York reduce downtime and recover faster with coverage that goes beyond standard property insurance.
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Real advisors.
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One-on-one commercial support.
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We help protect your equipment, your income, and your reputation.
Covers sudden and unexpected failure of machinery and equipment.
Protects against failures in electrical equipment, wiring, and systems.
Covers boilers, pressure vessels, and related systems due to mechanical failure.
Helps cover loss of perishable goods due to equipment breakdown.
Helps replace lost income and cover extra expenses during downtime.
Helps pay to repair or replace damaged equipment and related property.
Mechanical failure
Electrical surge
Power outage
Operator error
Wear and tear
Refrigerant leaks
Short circuit
Pressure issues
A boiler failure shuts down operations. Coverage helps pay for repairs and restore business income.
A restaurant's walk-in cooler fails, risking food spoilage. Spoilage coverage helps protect your inventory.
Mid-summer AC failure impacts tenants and comfort. Coverage helps get systems back up fast.
A short circuit damages equipment and wiring. Coverage helps pay for repairs and related property damage.
We take the time to understand your operations and exposures so we can build the right Equipment Breakdown Insurance solution for your business.
We proudly serve businesses throughout:
Local advisors. Strong relationships. Smarter coverage.
Equipment Breakdown Insurance helps cover the cost to repair or replace essential business equipment damaged by sudden mechanical, electrical, or pressure-system failures.
It may cover repair or replacement costs, business income loss, equipment spoilage, and certain extra expenses caused by a covered equipment failure.
It's typically not required by law, but it's highly recommended for businesses that rely on critical equipment to operate efficiently.
Coverage often includes HVAC systems, boilers, electrical panels, computers, refrigeration units, production machinery, and other essential business equipment.
Yes. Many policies offer optional coverage for spoiled inventory, electronic data restoration, and related losses after a covered equipment breakdown.
Property insurance covers damage from external events like fire or storms, while Equipment Breakdown Insurance covers internal mechanical or electrical failures.
Our advisors will help you assess your risks and build a policy that helps protect your equipment, your income, and your future.
1-800-698-1222
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