EMPLOYMENT PRACTICES LIABILITY INSURANCE

Protect Your People. Protect Your Business.

Even the best employers can face difficult situations. Employment Practices Liability Insurance (EPLI) helps protect your business from claims made by employees, former employees, or job applicants.

EPLI can help cover legal defense costs, settlements, and judgments so one claim doesn't impact everything you've worked hard to build.

Eastern Insuring Agency helps businesses across New York build EPLI coverage that supports your risk management and protects your reputation.

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Real advisors.

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Modern service tools.

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One-on-one commercial support.

Workplace claims can be costly.

EPLI helps protect your business, your leaders, and your future.

EPLI Solutions for Businesses of Every Size

Risk Assessment & Exposure Review

We evaluate your workplace practices, policies, and culture to identify potential employment-related risks.

Coverage & Policy Customization

We help you build coverage that fits your operations, industry, workforce size, and specific risk exposures.

Claims Advocacy & Support

Our team and carrier partners provide experienced support through every stage of the claims process.

Local Service + Digital Tools

Get local expertise and access to digital tools for policy service, documents, and claims reporting.

Key Benefits of EPLI Insurance

  • Helps cover legal defense costs and settlements
  • Protects your financial stability and bottom line
  • Supports your reputation and brand value
  • Helps attract and retain top talent
  • Promotes better HR practices and risk management
  • Coverage for a wide range of employment-related claims
  • Designed for businesses of all sizes and industries

EPLI Insurance Can Help With Claims Such As

Wrongful Termination

Allegations of wrongful discharge or improper termination.

Discrimination

Claims of discrimination based on age, gender, race, religion, disability, or other protected classes.

Failure to Promote

Claims related to promotion decisions or opportunities.

Other Employment Claims

Including breach of contract, defamation, negligent evaluation, and more.

Industries That Benefit from EPLI Insurance

Manufacturing
Healthcare
Food & Beverage
Hospitality
Educational
Institutions
Data Centers
Commercial
Real Estate
Municipalities

Common EPLI Claim Scenarios

Fire Damage

Wrongful Termination

An employee alleges they were terminated without cause or in violation of company policy.

Theft

Discrimination Claim

An employee alleges discrimination based on age, gender, or another protected class.

Business Interruption

Harassment Allegation

An employee claims they experienced a hostile work environment.

Customer Injury

Retaliation Claim

An employee alleges retaliation after reporting a concern or participating in an investigation.

Why Businesses Choose Eastern Insuring Agency

As an independent insurance agency, we work with top-rated carriers to find the right EPLI solution that meets your unique needs.

We proudly serve businesses throughout:

Adirondack Region
Capital Region
Hudson Valley
Mohawk Valley
Western New York
Lake Placid
Long Island
New York City
Throughout New York State

Local advisors. Strong relationships. Smarter coverage.

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Frequently Asked Questions

What is Employment Practices Liability Insurance (EPLI)?
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EPLI protects businesses against employment-related claims from employees, former employees, or job applicants, including legal defense costs.

Is EPLI insurance only for large businesses?
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No. EPLI is designed for businesses of all sizes and across various industries.

What does EPLI insurance cover?
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It covers claims such as wrongful termination, discrimination, harassment, retaliation, and other employment-related disputes.

How much EPLI coverage does my business need?
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Coverage depends on your business size, industry, workforce, and potential employment risks.

Can EPLI insurance help with legal defense costs?
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Yes. EPLI can help pay for legal defense costs, settlements, and judgments related to covered claims.

Does EPLI cover current and former employees?
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Yes. EPLI can cover claims made by current employees, former employees, and even job applicants, depending on the policy.

Protect Your Team. Protect Your Business.

We'll help you assess your risks, compare options, and build an EPLI program that helps protect your business, your leaders, and your people.

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Amsterdam

2 Guy Park Avenue
Amsterdam, NY 12010
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72 Gleneida Avenue
Carmel, NY 10510
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7 Rockland Street, Suite A
Malone, NY 12953
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1645 Military Turnpike Hwy
Plattsburgh, NY 12901
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