Crime Insurance

Protection You Can’t See. Losses You Can’t Afford.

Crime can happen to any business—of any size, in any industry. Crime Insurance helps protect your business from dishonest acts like theft, fraud, employee dishonesty, and forgery that can threaten your financial stability and reputation.

Eastern Insuring Agency helps businesses across New York safeguard their assets, employees, and bottom line with customized Crime Insurance solutions.

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Real advisors.

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Modern service tools.

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One-on-one commercial support.

What Crime Insurance Covers

Employee Dishonesty

Protects against theft, embezzlement, and fraud committed by employees.

Theft

Covers theft of money, securities, inventory, and other property from your business.

Forgery or Alteration

Protects against losses from forged, altered, or counterfeit financial instruments.

Funds Transfer Fraud

Helps cover losses from fraudulent electronic transfers or social engineering.

Money & Securities

Covers losses of cash, checks, securities, and other financial instruments.

Ordinary Payroll

Protects against theft of payroll funds and unauthorized payroll changes.

Key Benefits of Crime Insurance

  • Helps protect against internal and external criminal acts
  • Covers a wide range of dishonest and fraudulent activities
  • Helps preserve cash flow and working capital
  • Supports business continuity and financial stability
  • Enhances bonding capacity and lender confidence
  • Coverage can be tailored to your unique risk exposures

Crime Insurance Can Help Protect Your Business From

Employee theft

Vendor fraud

Check fraud

Computer fraud

Skimming

Counterfeit currency

Industries That Benefit from Crime Insurance

Manufacturing
Healthcare
Food & Beverage
Hospitality
Educational
Institutions
Data Centers
Commercial
Real Estate
Municipalities

Real-World Risks. Real Financial Impact.

Boiler Breakdown

Employee Embezzlement

An employee diverts company funds over time, causing significant financial loss before it's detected.

Chiller Failure

Vendor Invoice Fraud

A fraudulent vendor invoice results in a large, unauthorized payment being sent to a scammer.

Electrical Failure

Skimming Losses

Criminals steal card information, leading to chargebacks and loss of customer trust.

Pressure System Leak

Theft of Cash

Cash is stolen from your business during or after business hours, impacting daily operations.

Why Businesses Choose Eastern Insuring Agency

We take the time to understand your operations, exposures, and concerns—then build a Crime Insurance policy that fits your needs.

We proudly serve businesses throughout:

Adirondack Region
Capital Region
Hudson Valley
Mohawk Valley
Western New York
Lake Placid
Long Island
New York City
Throughout New York State

Local advisors. Strong relationships. Smarter coverage.

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Frequently Asked Questions

What is Crime Insurance?
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It is a policy that protects businesses against financial losses from illegal acts like theft, fraud, embezzlement, and forgery.

What types of businesses need Crime Insurance?
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Any business handling cash, high-value inventory, wire transfers, or sensitive financial data needs this protection.

Does Crime Insurance cover cybercrime?
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It covers financial fraud like funds transfer fraud, though full digital breach protection usually requires a dedicated Cyber Liability policy.

How is the coverage limit determined?
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It is calculated based on your company’s annual revenue, overall risk exposure, cash volume, and total employee count.

Can I include employees as additional insureds?
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No, employees cannot be additional insureds because crime policies protect the business from employee dishonest acts rather than insuring them.

How much does Crime Insurance cost?
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Costs typically range from a few hundred to a few thousand dollars annually, depending on your business size, industry, and selected coverage limit.

Don’t Wait for Loss to Take Action.

Let our experienced advisors help you protect your business, your people, and your bottom line.

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Amsterdam

2 Guy Park Avenue
Amsterdam, NY 12010
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72 Gleneida Avenue
Carmel, NY 10510
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Malone

7 Rockland Street, Suite A
Malone, NY 12953
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Plattsburgh

1645 Military Turnpike Hwy
Plattsburgh, NY 12901
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