A Business Owner Policy (BOP) combines essential coverages into one convenient policy—helping protect your property, liability, and business income so you can focus on running your business.
One policy. Comprehensive protection. Peace of mind.
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Helps protect your building, equipment, inventory, and other business property from covered losses.
Helps protect your business if someone is injured on your property or if you're sued for bodily injury or property damage.
Helps replace lost income and cover ongoing expenses if a covered loss forces you to close temporarily.
Helps pay for additional costs you incur to keep your business running after a covered loss.
Fire & Smoke
Storm & Wind
Slip & Fall
Theft &
Water Damage
Lawsuits &
A fire damages your building and equipment. Your BOP helps pay for repairs or replacement.
A customer slips and is injured in your store. Liability coverage helps with medical costs and legal defense.
Thieves break in and steal inventory. Your BOP helps replace what was lost.
A covered loss forces you to close. Business income coverage helps replace lost income and pay ongoing bills.
As an independent insurance agency, we compare coverage options from top-rated carriers to find the right BOP for your business at the right price.
We proudly serve businesses throughout:
A Business Owner Policy (BOP) bundles essential business insurance coverages into one convenient policy, typically including property, general liability, and business interruption coverage.
A BOP generally covers damage to your business property, third-party liability claims, and lost income if your business must temporarily close due to a covered event.
If you own a small or medium-sized business with a physical location, equipment, or customer interactions, a BOP is often a cost-effective way to protect your business.
The cost depends on factors like your industry, business size, location, revenue, and coverage limits. An insurance agent can provide a customized quote.
Yes. You can add optional coverages such as cyber liability, equipment breakdown, professional liability, or crime insurance to fit your business's specific needs.
Let our local experts help you find the right coverage to protect your business, so you can focus on what matters most.
1-800-698-1222
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