Boiler & Machinery Insurance helps protect your business from the high cost of mechanical breakdown, equipment failure, and pressure system damage.
From boilers and chillers to pumps and production equipment, we provide coverage that helps reduce downtime and keep your operations running smoothly.
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Real advisors.
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One-on-one commercial support.
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We help protect your equipment, your income, and your reputation.
Covers sudden and unexpected failure of machinery, equipment, and pressure systems.
Protects against failures in electrical equipment, wiring, and controls.
Covers boilers, pressure vessels, and related piping and components.
Protects chillers, cooling systems, and other refrigeration equipment.
Pays to repair or replace damaged equipment and related property.
Helps replace lost income and cover extra expenses during downtime.
Mechanical failure
Electrical surge
Pressure issues
Fire damage
Water damage
Refrigerant leaks
Operator error
Business interruption
A boiler failure shuts down your operation. Coverage helps pay for repairs and restore business income.
A critical chiller breaks down, impacting production. Coverage helps with repair costs and reduces downtime.
A short circuit damages controls and motors. Coverage helps pay for repairs and related equipment damage.
A pressure vessel leak causes shutdown and damage. Coverage helps with repairs and business interruption.
We take the time to understand your operations and risks to provide the right Boiler & Machinery coverage at the right price.
We proudly serve businesses throughout:
Local advisors. Strong relationships. Smarter coverage.
Boiler & Machinery Insurance covers the cost of repairing or replacing equipment that breaks down due to mechanical or electrical failure. It also helps protect your business from unexpected downtime.
It can cover boilers, HVAC systems, electrical panels, generators, refrigeration units, production machinery, and other essential equipment.
It is generally not legally required, but many businesses choose it to protect expensive equipment and reduce financial losses from breakdowns.
Yes, older equipment can often be covered if it is properly maintained and meets the insurer's underwriting requirements.
Yes, many policies allow you to add business income and extra expense coverage to help replace lost revenue during covered equipment downtime.
Coverage limits are based on the value of your equipment, replacement costs, and your business's operational needs and risk exposure.
Let our experienced advisors help you assess your risks and build the right Boiler & Machinery Insurance policy for your business.
1-800-698-1222
Call or Text
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