Proudly protecting our communities with modern service, local care, expert advice, and coverage that fits.

Frank Shambo serves as Director of Commercial Lines at Eastern Insuring Agency, where he helps businesses, municipalities, fire districts, school districts, marinas, contractors, and nonprofit organizations navigate complex insurance and risk management challenges throughout New York State.
With more than four decades of insurance industry experience, Frank has built a reputation as a trusted advisor known for delivering practical solutions, exceptional service, and long-term client relationships. His expertise spans commercial property insurance, general liability insurance, workers' compensation, commercial auto insurance, umbrella coverage, public entity insurance, contractor insurance, and specialized risk management programs designed to protect organizations from unexpected financial loss.
Throughout his career, Frank has held leadership positions with numerous respected insurance organization. His background includes commercial sales, branch management, agency operations, business development, and the successful creation and leadership of commercial insurance departments. This experience allows him to bring both strategic insight and hands-on problem-solving to every client relationship.
Frank is particularly recognized for his work with municipalities, fire districts, emergency service organizations, and contractors. He understands the unique exposures these organizations face and works closely with decision-makers to develop insurance programs that balance protection, compliance, and cost management.
As Director of Commercial Lines, Frank leads Eastern Insuring Agency's commercial insurance operations while mentoring team members and helping clients identify opportunities to strengthen their overall risk management strategies. His consultative approach focuses on understanding each organization's operations, goals, and challenges before recommending tailored insurance solutions.
Clients appreciate Frank's responsiveness, industry knowledge, and commitment to helping them make informed decisions. Whether assisting a growing contractor, advising a municipality, or helping a business owner manage emerging risks, he is dedicated to protecting what clients have worked hard to build.
When he is not working with clients, Frank enjoys spending time with family, supporting his local community, and taking advantage of the outdoor recreation opportunities that make Northern New York such a special place to live and work.
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Fast, free & personalized policy assistance

Identifying the exposures your industry faces.No generic forms.

Spotting coverage gaps other brokers overlook before you sign.

Placing, monitoring + adjusting coverage as your needs change.

Hands-on support plus online tools for managing certificates, claims, and documents

1-800-698-1222
Call or Text
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