Volunteers are one of the most important assets your organization has. With Volunteer Accident Insurance, you can help protect them financially in the event of an injury. Eastern Insuring offers you numerous options that fit the need of your organization. Whether you are organized for special events, recreation, travel, police/fire, emergency volunteer groups, or for any non-profit organization, we can help.
Volunteers play one of the most significant roles in change around the world and in our communities. From feeding those less fortunate to digging water wells for a community to creating new trails for tourism and exploration, the impact they make is significant and typically involves a lot of hard work. Unfortunately, while out doing good for others, accidents happen.
Volunteer Accident Insurance provides a limited amount of coverage for injury to a volunteer or participant (depending on the specific coverage purchased) on a no-fault basis. Accident insurance does not require the nonprofit to be at fault and may apply prior to, or in excess of, an individual’s health insurance policy.
This insurance coverage is for the organization with many volunteers, but only a smaller number of volunteers need coverage based on the support they provide for the organizations.
i.e. A Snowmobile Club has many volunteers who all perform different tasks. However, only a few offer their time performing higher-risk tasks such as grooming trails, repairing bridges, and installing signage.
Let's face it, when you are out there helping others in an emergency situation, accidents happen. This insurance provides medical expense benefits, as well as death and specific loss benefits to all-volunteer emergency group members.
This means if the insured has medical expenses due to an accident, we will pay all covered expenses (less the deductible).
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.
After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
Contact us today, and we'll help you protect what matters most.